Quick Online Payday Loans FAQ

Frequently Asked Questions about Borrowing

United States cash

Here are the answers to the most commonly asked questions about quick online payday loans.

How quickly can I get a payday loan?

The processing times vary by lender. Some can have your loan to you by the next business day after you apply, while others might take longer. Ask your provider how long the average processing time is before you apply.

How do I sign up for offers on these services?

You can get free offers from our lending partners (such as http://www.personalcashadvance.com/) by completing the sign-up form. You provide your contact information, and we refer you to a provider that specializes in expedited loans. Usually, you will be referred to the lender's website for more information. Depending on the company, you might be able to apply for the service online (varies accordingly).

What can I do with my funds?

You can spend your advance however you want. Some customers choose to handle financial emergencies, such as vehicle repairs or overdue bills, but this is just one option.

If I can't pay all of the loan on the due date, can I get more time?

This question is best for your lender, as all will have different policies. Some advances have several repayment options that allow some flexibility with the due date. For example, your provider may allow you to take care of the finance charge only on the due date and then roll the balance over for additional repayment time (varies accordingly).

How will I receive my money?

Usually, the company will deposit the funds directly into your bank account. The transfer is electronic, so there are no checks to cash (varies accordingly). Once the funds appear in your account, you are free to use your funds immediately.

How old do I have to be to get approved?

You must be at least 18 years old to receive funds. You must also be a U.S. citizen. Ask your lender for details on qualification requirements.

Do I have to have direct deposit to get the money I need?

You should ask your individual provider about this. Usually, though, most companies require borrowers to have a direct deposit enabled bank account before they will issue quick approval.

I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
I have read and agree to the Terms & Conditions of this website.
Life happens and a payday loan may help Payday loans are easier to qualify for than other types of loans but that is not a guarantee that you will be approved